Tool · Rent or buy
Should I rent or buy in Dubai?
Compares total rent against total ownership cost net of equity built. Finds the break-even year and plots both lines. Hover the chart for year-by-year savings.
4% rate, 25-year tenure, 20% down, 5% capital growth, 5% rent growth.
If you rent
Dh20.0KDh95.0KDh500K
0.0%Dubai: 3 to 7%15.0%
If you buy
Dh300KDh1.50MDh20.0M
0%Default 20%100%
3.00%4.00%8.00%
5 years25 years30 years
-3.0%4 to 8% Dubai historic12.0%
Horizon
1 years10 years30 years
Verdict
After 10 years, buying wins
Break-even year: 2
Chart: rent vs buy over time
Rent Buy (net)
After 10 years
Total rent paid
Dh1,194,900
Net cost of owning
Dh-240,874
after equity built
Equity built
Dh1,587,029
Difference
Dh1,435,774
in buyer favour
Where the LTV sits
CashLightBalancedHighMax
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