Tool · Calculator
Dubai mortgage calculator
Every hidden cost included. DLD, agency, mortgage reg, valuation, NOC, conveyance, trustee. Enter your nationality and age and the tenure + LTV cap adjust automatically.
You
LTV cap: 80% · loan must end by age 65
183864
Property
Dh300KDh1.80MDh20.0M
Mortgage
20%Min 20% for Resident expat100%
3.00%Market avg ~4%8.00%
5 years20 years25 years
UAE banks cap tenure at the smaller of 25 years and (65 minus your age). For a resident expat today, that is 25 years.
Other monthly costs (optional)
Monthly payment
Dh9,146
Dh8,726 mortgage + Dh420 insurance
Cash needed on day one
Dh505,070
Dh360,000 down + Dh145,070 one-time fees
One-time fees
DLD transfer (4%)
Dh72,580
Agency (2%)
Dh36,000
Mortgage reg (0.25%)
Dh3,890
Bank processing (1%)
Dh14,400
Valuation
Dh3,000
Trustee fee
Dh4,200
Conveyance
Dh6,000
NOC
Dh5,000
Lifetime cost
Loan principal
Dh1,440,000
Total interest
Dh654,268
over 20 years
Total paid back
Dh2,094,268
Where this LTV sits
SafeBalancedStandardHighMax
LTV: 80% (cap 80%)
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